Banking Technology & Systems - Essentials

From core systems to APIs—learn how banking technology really works.

What you'll learn

Understand the core components of modern banking systems and how they interact to deliver financial services.

Explain how banks leverage technology to enable digital payments, lending, onboarding, and compliance.

Describe the architecture of core banking systems, from databases to customer-facing interfaces.

Identify the key systems used across retail and corporate banking operations.

Explore how APIs, cloud, and microservices are transforming banking infrastructure and innovation.

Interpret how transaction data flows through banking systems and the role of middleware and integration layers.

Analyze the difference between legacy banking systems and modern fintech stacks.

Evaluate the impact of regulatory and security requirements on system design and implementation.

Trace the life cycle of a customer transaction —from mobile app input to core system processing and back.

Understand the role of product management banking technology & systems delivery

Learn about the fundamentals of agile methodology as it applies to banking technology & systems delivery

Requirements

Banking fundamentals will help in understanding some of what is taught in this course.

Description

Think like a banking technologist. Learn how banking systems actually work — from core platforms and APIs to real-time processing, cloud stacks, and system architecture.What if you could walk into a banking, fintech, or tech-related role — with a clear, practical understanding of how banking systems really work?In this course, you’ll go beyond jargon and buzzwords and get a structured breakdown of the entire banking technology landscape — from core banking platforms and system architecture to APIs, cloud services, integration layers, and the real systems that keep banks running.Whether you're new to the space, pivoting from another finance or tech role, or building onboarding content for new hires — this course delivers the essential knowledge you need to understand modern banking infrastructure.Banking Technology & Systems – Essentials is a practical, industry-aligned course. It’s designed to give you more than theory — it gives you real-world insight, explained simply.In this course, you’ll learn how to:Understand the architecture of core banking systems, from backend processing to front-end interfacesFollow how data flows across modules, systems, and banking channels — including mobile, branch, and APIExplore legacy mainframe systems vs. modern microservices, cloud-native platforms, and digital banking stacksIdentify how integration layers, batch processing, and middleware support real-time bankingDecode how banks manage customer data, product engines, account ledgers, and workflow automationConnect core systems to compliance, risk, reconciliation, and exception handling in practiceYou’ll also get:Guided walkthroughs of how banking systems really work from an expert in bankingSide-by-side breakdowns of legacy vs modern banking tech architectureQuizzes, assignments, and simplified system diagrams to support deep learningIndustry-aligned content designed for immediate job-readinessAnd—this course is part of the Banking & Finance Guild’s pathway program. That means you’ll be building towards professional recognition in banking as you complete key foundational topics (details inside the course).By the end of this course, you won’t just understand systems — you’ll think and speak like a banking or fintech professional.I’m Rían Chapman, and I’ve worked across banking, financial crime, digital transformation, and strategy in global institutions. My courses have helped over 100,000 students around the world build job-ready skills and launch careers that matter.So whether you're looking to land your first banking role or deepen your expertise in banking technology, this is your starting point for mastering the essentials.Click Enroll Now to begin your journey into the world of banking systems and infrastructure.

Overview

Section 1: Introduction

Lecture 1 Course Overview

Lecture 2 First Activity

Section 2: Introduction To Banking & Technology Evolution

Lecture 3 What Do Banks Do?

Lecture 4 Evolution Of Banking Technology

Lecture 5 Why Technology Matters Today

Section 3: Introduction To Core Banking

Lecture 6 What Is Core Banking?

Lecture 7 Legacy vs Modern Core Systems

Lecture 8 Core Integration

Lecture 9 Core Banking Architecture

Section 4: Retail Banking Systems

Lecture 10 Retail Banking Products Overview

Lecture 11 Branch Systems & ATMs

Lecture 12 Card Neworks & Payments Systems

Lecture 13 Retail Digital Banking

Lecture 14 Retail CRM & Personalization Systems

Section 5: Corporate Banking Systems

Lecture 15 Corporate Banking Products Overview

Lecture 16 Corporate Banker Systems

Lecture 17 Treasury Management Systems

Lecture 18 Corporate Lending & Trade Finance Systems

Lecture 19 SWIFT & High Value Payments

Lecture 20 Corporate Digital Banking

Lecture 21 Corporate CRM & Personalization Systems

Section 6: Banking Infrastructure & Middleware

Lecture 22 Messaging & Processing Engines

Lecture 23 Orchestration & APIs

Lecture 24 Banking Core Systems

Lecture 25 Risk, Accounting & ERP

Lecture 26 Data & Analytics

Section 7: Regulation

Lecture 27 Global Banking Standards

Lecture 28 Data Regulation In Banking

Lecture 29 Regulatory Technology & Compliance Systems

Section 8: Emerging Trends

Lecture 30 Open Banking & BaaS

Lecture 31 Optional Lecture: Solaris Bank

Lecture 32 Blockchain & Distributed Ledger Technology (DLT)

Lecture 33 Optional Lecture: AI

Lecture 34 Product Management In Banking Technology & Systems

Lecture 35 Agile Delivery vs Waterfall In Banking

Section 9: Wrap Up

Lecture 36 Wrap Up

Lecture 37 Bonus Lecture

Aspiring banking technology professionals looking to break into banking, fintech, or financial IT roles.,Students and early-career talent preparing for roles in product, technology, digital transformation, or systems operations.,Professionals in retail or corporate banking who want to deepen their understanding of core systems and infrastructure.,Fintech employees or founders who need a practical foundation in how banking systems work under the hood.,New hires in banks, neobanks, or PSPs who want to build confidence in how systems support financial services.,Team leads or managers building onboarding content for tech operations, IT support, or transformation teams.,Business, finance, or computer science students seeking to bridge the gap between theory and how real-world banking tech works.,Anyone pursuing a Banking & Finance Guild certification through the technology and systems pathway.,Regulators, auditors, or consultants who need a working knowledge of banking platforms, architecture, and integration.,Engineers, developers, or solution architects working on banking apps, APIs, or cloud systems who want systems context.